10 Platforms That Have Crypto Credit Cards For Online Purchases

The Coin Times
5 min readNov 19, 2021


When we look around us, we can see that the world is going digital, which also includes our way of buying and selling. Crypto credit cards are evolving the crypto space at a tremendous pace, which is why in this post, we’ll be pinpointing the necessary trends and new products launching around the world, all facilitated by cryptocurrency.

As more and more crypto credit cards become available to the general public, consumer interests are growing at the same time. This is a new way of spending other than using cash.


How Do Crypto Credit Cards Function?

When it comes to crypto credit cards, they are pretty similar to conventional credit cards, except for the terms where they source funds and pay rewards using digital currency, for instance, Bitcoin.

And what’s great about this, is that crypto credit cards are backed by popular card issuers like MasterCard and Visa cards. You still have the opportunity to enjoy flexible spending with many enhanced rewards via cryptocurrency.

The 10…

Coinbase Visa Card

There’s transaction tracking through the app and various cryptos are supported too. There’s also non-instant rewards and no cost when using a crypto credit card to purchase via Coinbase, and there’s about 8% for staking a higher amount of platform token.


Wirex Visa Card

It supports more than 30 cryptocurrencies. Not to forget the additional merchant services which can be found on the Wirex. There is no application fee whatsoever. And there is a 2% cashback on all purchases with the crypto credit card


Nexo Card

This is dubbed as the only crypto credit card which permits you to spend the value of your digital assets, and that’s without having to sell them. The Nexo card is said to remove all regular crypto credit card fees, and you do not have annual or monthly fees or FX fees.

It’s said to be found in over forty million merchants worldwide. All you need to do is swipe your card, and the payment is removed from the available balance.


This crypto credit card is said to offer the best of both worlds, especially if you’re looking to have a plastic or virtual card of your own. One advantage of this card is that it’s said to easily connect to the Crypterium wallet so that you can make purchases with your digital assets in your own time.

Users can use this payment solution for all online and offline demands and withdraw fiat money from ATMs.


When it comes to Coingate, it’s said to be a perfect user-friendly app that permits merchants to set up and monitor payments right from mobile devices. There’s also the remarkable benefit of it supporting more than 40 cryptocurrencies. This means that all buyers and sellers can boost the number of transactions and payment methods they provide by simply applying this crypto payment avenue.


When it comes to this platform, it has been said to be the best, according to consumer reviews. AlfaCoins has the unique feature of offering payments that can be split between cryptocurrency and fiat.

For those buyers and sellers who do wish to retain some number of cryptocurrencies from each of their transactions to cash in high prices, this is one alternative: it permits them to hedge their bets without risking all of it. AlfaCoins also has a slightly low transaction fee, about 0.99%.


This is one of the world’s most trusted and best cryptocurrency platforms. And because of that, it’s presently used by about a thousand merchants throughout the world to facilitate Bitcoin payments.

It’s said to be pretty easy to set up and has lots of customer service support. Shopify is also loaded with lots of good features, including APIs that permit integrations with Coinbase and other similar platforms that help process payments quickly.


BlockFi is a crypto credit card that allows users to accumulate interest based on Bitcoin holdings. Here, cryptocurrency is the default rewards structure for your reward.

Rewards include about 1.5% cashback on purchases, all paid out in Bitcoin and held within the BlockFi account. You can also apply for your card anywhere that Visa is accepted for better spending power, and there are no foreign transaction fees when you’re traveling.

There also aren’t any transaction fees when saving your rewards. In addition, there’s a sign-up bonus which includes a 3.5% Bitcoin reward rate or about $250 worth of Bitcoin rewards when you spend $3000 within a period of three months of having the crypto credit card.

After this, you’ll be able to enjoy an upgraded 2% rewards structure when you do spend more than $50,000 annually. And if you refer a friend, that’s an additional $30 Bitcoin reward.


This is one customer-friendly platform that has a good reputation within the industry. It’s available for mobile through its free download apps for IOS and Android.

Coinbank also supports various fiat currencies, which include EUR, GBP, and USD.

The app also includes a one-click instant deposit and withdrawal tool, which is pretty helpful for various merchants. It also allows for free transfer to family and friends.

Swipe Visa Card

You can access your Swipe wallet balance in over sixty million locations globally, and there’s no need to worry about foreign transaction fees.

With Swipe, you also have inclusive card discounts or perks which include cashback and top-brand debates.

You can also link with Samsung Pay, Google and Apple and have access to all types of real-time security features. There’s also access to over fifty cryptocurrencies, fiat currencies, and stable coins globally.

When investing in Bitcoin, it’s fitting to say that it’s no different from stocks, especially when purchasing crypto credit cards. If you want to purchase cryptocurrency, all you need is to open an account with an exchange platform and you’re in!

The one difference in investing with Bitcoin is that you have to buy Bitcoin, first applying deposited funds via crypto credit cards, before trading with Bitcoin. However, the first purchase of Bitcoin begins the trade and ease of withdrawal through your card.



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